It is somewhat unmistakable with respect to how great a bank is running, regardless of whether the bank can acknowledge fundamental principles as far as the executives. A standout amongst the most critical, rather than the measure of obligation that has been dispensed, is to ensure the security store legitimately. Fundamentally, these stores must be spared from working benefit. Therefore, the establishment of the bank isn't unstable. Banks are less in danger.
In any case, the national bank's report demonstrates that a few banks in the state area can not spare the security store if necessary quite a long time. In any case, in the previous two years, some private segment banks have additionally confronted comparable issues.
Among them, AB Bank, examined in connection to tax evasion and obligation misrepresentation, is the proprietor of the changed social Islami Bank. Aside from this, national and Premier Bank tormented by inconsistencies have likewise confronted comparable issues. Once more, the Standard, Mutual Trust and Shahjalal Islami Bank have not possessed the capacity to spare the security saves as of late. Thus, the standard of credit of these banks is deteriorating, step by step. Toward the finish of September a year ago, the aggregate reserve funds of the bank remained at Tk 10.88 billion.
It is found out that the defaulted credit of AB Bank of the private division expanded to Tk 1,630 crore before the finish of September, which was 976 crore taka two years back. That is, in the two years, the defaulted credit has nearly multiplied. Therefore, the bank is presently unfit to anchor security as required. The shortfall remained at 123 crores.
The defaulting credit of Social Islami Bank expanded to Tk 1,524 crore in September a year ago, which was 738 crore taka two years prior. After the possession change, now the shortfall of security store has achieved 357 crores. Also, the national bank's funds deficiency remained at Tk 261 billion
The defaulting credit of Shahjalal Islami Bank expanded to Tk 1,681 crore in September a year ago, which was 714 crore taka two years prior. The bank presently has a lack of security store of Tk 10 billion Managing executive of the bank M Shahidul Islam said in the primary light that because of the request of the court a few records have not been recognized as defaulters. Presently it has been added to the rundown of defaulters. Therefore, the bank's default credit expanded, no appropriate security store was kept.
Standard bank's defaulting credit expanded to Tk 1,688 crore in September a year ago, which was Tk 521 crore, two years back. Along these lines, the bank has been lacking in security store of Tk 62 crore now.
In the interim, the lack of Bangladesh Commerce Bank remained at Tk 421 crore, Tk 96 crore from Mutual Trust Bank and 97 crore in Premier Bank. In addition, the state-claimed banks are in trouble.
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